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Wednesday 26 July 2017
Is your uni a culprit of "grade inflation"? Plus 20 top deals of the week...
Tuesday 25 July 2017
Vax 70%off, beat $/€ rip-offs, hot Sky Sports, £50 Nectar, London tips, free Tempur pillow, 11 big savers, 100+ coupons, £1 Kids Pass, 5GB Sim £10/mth
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Saved cash? Shout it from the rooftops.If this email's ever helped you, please forward it to friends and suggest they get it via moneysavingexpert.com/tips. |
Sky Sports + broadband & line, just £28/mth We can't remember a similar Sky Sports deal that's so cheap, and you can add movies too The secret to cheap TV sport is finding deals where watching Costa doesn't cost ya too much. And this from TalkTalk is cheaper than some standard prices for just broadband & line. But the firm's had massive problems. A major 2015 hack saw customers' personal info stolen, and it's got a terrible rep for service - 40% voted it 'poor' in our latest poll (although BT wasn't much better). We don't think it's proved itself yet, but the deal's so good we wanted to let you know about it...
- How's it stack up? All-in it's a steal at £28.45/mth for Sky Sports with standard speed broadband & line and £35/mth for fibre & line. - Anything else? No calls are included - costs are similar to BT. Also, regular cashback site users may see bigger cashback elsewhere, but often on different deals. Cashback can also change daily, so check.
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Vax up to 70% off vacuum cleaners code, eg, £70 upright (norm £240). MSE Blagged. Ends Mon. Vax sale Holidaying abroad? Avoid the travel cash rip-offs. NEVER buy currency at the airport as rates are hideous - instead use our TravelMoneyMax comparison tool which speedily finds the best rates from 30+ bureaux. Eg, on Tue, £100 got you €111 via our tool but a pathetic €87 at Cardiff Airport. In the UK? Should you get travel insurance? A key question for staycationers. Read our full analysis New. Up to £50 of Nectar pts with 31mth 0% spending card. Apply via our link and new Sainsbury's Bank (eligibility calc / apply*) cardholders get 31mths' 0% spending plus £5 of Nectar pts each time they spend £35+ at Sainsbury's in the first 2mths (max £50 of Nectar pts). Warning: You can get the points on normal spending but only borrow if planned and budgeted, never miss a payment and clear before the 0% ends or it's 18.9% rep APR. Full info and options in Top 0% Spending Cards (APR Examples). Free £65 Tempur travel pillow. A dreamy deal just for lying down. Pillow talk New. 35 year-round London MoneySaving tips. Incl free Parliament tours, £5 Shakespeare theatre tickets, £20/night hotels and £3 Heathrow transfers. London calling |
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Slash your supermarket bill incl 100+ coupons worth £100 Plus more cost-cutters incl divvying up your trolley, extreme couponing & aisle swapping MoneySaver Lisa's story last week of how she bagged £60 of shopping for £2.55 was such a hit that we wanted to share lots more supermarket tricks and tips to help you max savings on your weekly shop. See our 36 Supermarket Shopping Tips for the full list - here are five to check out first...
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School's out - 100+ free or cheap things to do with the kids. Incl £1 60-day Kids Pass with 4,500 offers, 170+ free museums, 2for1 theme parks and zoos, free in-store activities and kids eat 'free'. 100+ things to do with the kids Hot Sim - 5GB of 4G data, unltd mins & texts, £10/mth. MSE Blagged. Anyone can apply for this cheap Sim-only deal from BT-owned Plusnet* (which uses EE's network). Currently the cheapest we've seen at this usage, it's on a 30-day rolling contract so you're not tied in for long. Full info and more options in Sim top picks. Gap 24hr FLASH 40% off code. Bigger than normal. Works on most full-price items, Thu only. Gap 40% off 6 craft beers £8 delivered (norm £18), incl Buxton Brewery, Northern Monk. MSE Blagged. 1,200 bundles from HonestBrew. Pls be Drinkaware. 20% off code for Family & Friends or 16-25 Railcard. Cardholders knock 1/3 off most journeys, and 60% off for kids with Fam & Friends. Norm £30 for one-year, code gets 'em for £24 till Sunday. All aboard |
AT A GLANCE BEST BUYS
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Is mobile phone insurance worth it? Our survey shows a huge 88% don't have standalone cover, yet it's useful for some The merits of mobile insurance normally come down to how clumsy or forgetful you are, and your phone type. In our poll this month, only 12% said they have a specific mobile insurance policy - others don't bother or rely on cover from their home insurance or bank account. Our Cheap Mobile Insurance guide explains the pros and cons, here are the key calls to make...
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SUCCESS OF THE WEEK: (Send us yours on this or any topic) Want an MSE Charity grant? It's awarding not-for-profit organisations up to £5k to get their financial/money-saving education or empowerment idea off the ground. This round's funding is for organisations that support people going through life-changing events, such as bereavement or homelessness. It opens on Fri 1 Sep - but you can find out how to apply now on its website: MSE Charity. |
CAMPAIGN OF THE WEEK Assess your numeracy skills. MSE is working with the charity National Numeracy to help people improve their numeracy skills - vital to getting the best deal, managing your money better or just being able to crunch numbers. Take its numeracy quiz and get online help if needed. Then give feedback about it in the MSE Forum. THE GREAT HUNT What unexpected expenses did you have at uni? Doing a budget before you head off to uni should be a priority, but did anything crop up you didn't expect? Let us know what you wish you knew at the time. Share yours/read others': Your unexpected uni expenses Past topics: View all |
THIS WEEK'S POLL What's your main way of spending when abroad? School's out for summer and many of you will be heading abroad to catch some rays. We want to know your primary way of spending (including getting cash) when in foreign climes. How do you spend abroad? Plusnet retains its customer service crown while TalkTalk gets the wooden spoon... That's according to votes cast in last week's broadband customer service poll. Of providers that got 500+ votes, Plusnet was top with 54% rating it 'great', with TalkTalk bottom as 40% rated it 'poor'. See the full broadband customer service results. |
MONEY MORAL DILEMMA Should I tell my employer I've been overpaid? I've been paid too much this month by mistake. Should I own up or put it down to good luck and trouser it? Enter the Money Moral Maze: Should I tell my employer I've been overpaid? | Suggest an MMD | View past MMDs THE QUICKIES - Debt-Free Wannabe chat of the week: When things hit rock bottom the only answer is to fight the way back up... |
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MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 26 Jul - Facebook Live Q&A #AskMSE, 5pm |
QUESTION OF THE WEEK Q: Five years ago I invested in a five-year savings plan but opted to take the interest after it expired - ie, this year in one go - rather than annually. As it's one lump sum, I'll exceed my tax-free personal savings allowance (PSA) this year so will have to pay tax on it. Is there anything I can do to avoid this? Margaret, via email.
It's worth adding, as the PSA was introduced in April 2016 - after you opened your account - you probably would have needed to pay tax on interest for the first few years anyway, had you opted to take your interest yearly. We've more on how the tax-free exemption works in our Personal Savings Allowance guide. Please suggest a question of the week (we can't reply to individual emails). |
221 ANDREX TOILET SHEETS INSTEAD OF 240. HAVE YOU NOTICED SHRINKFLATION? That's it for this week but before we go, have you run out of loo roll sooner or gobbled your Toblerone faster? This is 'shrinkflation' in action - manufacturers aren't raising prices, but they're keeping them the same while making stuff smaller. Both are just two of 2,500 products the Office for National Statistics says have shrunk over recent years. What have you noticed and how have you beaten it? Let us know in our Facebook post: 'How to beat shrinkflation'. We hope you save some money, |
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