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Thursday 30 November 2017
Free chocolate coins, free pink gin, giant chocolate eclair, £3.99 Christmas jumpers...
Tuesday 28 November 2017
Martin's energy masterclass, £9 duvet, Tesco 1.35% savings, No7 trick, TSB free £200 ends, ‘£5’ Xmas tree, ‘free’ £45 M&S, railcard trick, hot iPhone7 deal, Wallet Workout
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Saved cash? Shout it from the rooftops.If this email's ever helped you, please forward it to friends and suggest they get it via moneysavingexpert.com/tips |
New. Top 1.35% easy-access savings rate - and it's from Tesco There are green shoots for savers, with rates gradually rising. Two months ago the top easy-access rate was 1.26%, now we've the first big name offering 1.35%. But most rates, especially the worst, aren't changing. So we're urging everyone with cash in the bank to check now, and if you earn sub-1% - some get as little as 0.01% - STOP getting ripped off. All deals below have £85,000 per person UK savings protection.
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25-35% EXTRA off bedding code, eg, £9 dbl duvet, £6 for 2 pillows. MSE Blagged. The popular Boston Duvet deal's back. Stock's already up to 75% cheaper than in major stores - our code takes a further 25% off, or 35% if buying 5+ items. Ltd stock, ends Sun. Cheap bedding Ends Mon. TSB free £200 bank switch. This mega-popular bonanza's about to close. Newbies who apply to switch via our TSB Classic Plus* link by Mon get a free £130 (nowt direct). Plus till June you get an extra £5 each month you pay out 2 direct debits + £5 each month you make 20+ debit card payments. You also get 3% AER variable interest on up to £1,500. How to get it: Switch incl 2+ active direct debits by Fri 22 Dec, pay in £500+/mth, register for online banking and go paperless, and allow browser cookies when applying, so the offer tracks. See Top Bank Accounts. £44ish of No7 beauty products for £12 trick. Incl mascara, primer, serum and lip gloss. Ltd stock. Boots No7 Ends Thu. Free £45 in M&S vouchers when you spend £100. Via its credit card. Get a free £45 at M&S. '£5' Ikea real Xmas tree.Not strictly £5, but if you buy one of Ikea's £25 full-size trees - they're real, not plastic - you get a £20 voucher to spend next year. '£5' Xmas tree (one of many we've got right in our Christmas Deals Predictor). Trick to make a 16-25 Railcard work on some commutes (works with the upcoming 26-30 Railcard too). They're not meant to work on peak-time trains but we've found a loophole. Railcard trick |
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New. Wallet Workout tool - analyses the best plastic for you Our MSE Credit Club's been running for over a year now. It gives your Experian Credit Score and Report and shows what lenders really think about you. Plus it tells what cards and loans you're most likely to be accepted for before you apply, without marking your credit file. Yet navigating the maze of 0% or cashback cards is confusing, making it difficult to know whether you have the right plastic - and that's where Wallet Workout can help...
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Stamp duty calc updated - now includes the first-time buyers' discount. Find out how much you'll pay following the Budget changes. Stamp duty calc Ends Thu. Hot iPhone 7 contract from Vodafone. MSE Blagged. If you're desperate for an iPhone but don't need the latest model, we've blagged Vodafone newbies a 32GB iPhone 7* via reseller Mobiles.co.uk for £25 upfront, then £27/mth for 2yrs (£673 in all). Just use code MSE100 at the checkout (press 'add' - not your return key - so it registers). It comes with 6GB of data + unltd mins & texts. It's the cheapest we can see at this level. Full options in Cheap iPhones. £10 Baileys, norm £20. Expected Thu. Cream of the crop. Please be Drinkaware. £15 A2-ish photo canvas via code (norm £58). MSE Blagged. Good Xmas gift, 60cm x 40cm personalised print. Ends Tue. Picanova Last chance. FREE Santa letter for blind children. Send a letter to Santa by Fri and his elves at the RNIB should ensure a free reply in Braille, audio or large print. Free Santa letter. Alternatively you've until Fri 8 Dec if you just want a standard reply - see Santa replies for more. £25 Ted Baker body care set, norm £50. Incl body wash, lotion and eye mask. Boots 'Star Gift' from Friday. Ted Baker |
AT A GLANCE BEST BUYS
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Married? Get up to £662 FREE (now widowed partners can get it too) It's quick and easy cash for 2m, plus new rule hidden in last week's Budget allows widows/widowers to claim A whopping 1.9 million married couples or those in a civil partnership were already missing out on this payout and now the net has widened. From today (Wed) you could be eligible if you've a partner who's died since April 2015. What's more, it only takes minutes, as Cheryl emailed: "We applied - it took about 5 mins and we gained £432. Great result. Thank you so much." See our Marriage Tax Allowance guide for full info, here's a run-through...
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£10-£40 West End theatre tickets sale for ALL, incl Aladdin & Les Mis. About to become available for everyone, having been limited to Mastercard holders. Jan/Feb shows, limited tix. London Theatre Naked Wines £35 for 7 bottles incl prosecco (norm £82) and 2 glasses. MSE Blagged. 1,300 cases of 7 bottles available. Naked Wines. Pls be Drinkaware. WHY IT PAYS TO GET TRAVEL INSURANCE ASAP - SUCCESS OF THE WEEK Amex cardholders get £5 cashback at 1,000s of local shops. Register and spend £10+ at selected local shops, restaurants etc. Amex Shop Small |
CAMPAIGN OF THE WEEK Hold your bank to account. The Banking Standards Board wants to help banks and building societies make sure they treat consumers fairly. Take this super-quick survey to let them know how your bank and/or building society is doing and how it could be better. |
THIS WEEK'S POLL If you could cancel Christmas, would you? It's nearly here. For some it conjures a picture of family, fun and festive frivolity; for others it means stress, present pressure, debt and chores (see Martin's Ban Unnecessary Christmas Presents blog). So if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear (and just add days to your holiday entitlement), would you press it? If you could cancel Christmas, would you? Customer service is slipping among the Big 6. Last week we asked you to rate your current energy supplier's service over the past six months. We received 4,852 votes - see who won and who took the wooden spoon. Tellingly, ALL Big 6 providers scored lower than they did in our last poll, with British Gas seeing the biggest drop - 30% voted it 'great' this time, compared with 53% in March. See how firms fared in our bi-annual energy customer service poll. |
MONEY MORAL DILEMMA Should I buy my friend a wedding gift? All the bridesmaids at a friend's wedding (I'm one) agreed a budget for the hen party but we've gone way over, and the bride has also asked us to pay for our dress alterations. Can I get away with not buying a wedding gift? Enter the Money Moral Maze: Should I buy my friend a wedding gift? | Suggest an MMD | View past MMDs THE QUICKIES - Debt-Free Wannabe chat of the week: 2018 challenges |
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MARTIN'S APPEARANCES (WED 29 NOV ONWARD) Thu 30 Nov - Good Morning Britain, ITV, Deals of the Week, 7.40am. See previous MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 29 Nov - BBC Cumbria, Money Talks with Ben Maeder, from 6pm |
QUESTION OF THE WEEK Q: I bought a pair of trainers for my husband in the Black Friday sales, but they don't fit. I bought them in a shop but it won't let me return them - it's only offering an exchange. What are my rights? Bev, by email.
Some shops go over and above and do offer a more generous returns policy, but this varies by company, and their generosity is sometimes suspended for sales. You have many more rights when buying online, when you can usually return items for any reason, though only if you inform the store within 14 days. See Consumer Rights for more info. Please suggest a question of the week (we can't reply to individual emails). |
'OUR SANDWICH TOASTER IS 32 YEARS OLD - AND THE TOASTIES STILL TASTE GREAT' We hope you save some money, |
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