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Wednesday 28 February 2018
Free Benefit, free Krispy Kreme bites, free beer, 1/2 price Easter eggs...
Big freeze rights, free £50 pillow, £10/mth b'band, £225/yr BG saving, hot iPhone/Samsung, credit-killers, 2+ car cover, council tax reclaim, beat Sky hikes
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Saved cash? Shout it from the rooftops.If this email's ever helped you, please forward it to friends and suggest they get it via moneysavingexpert.com/tips |
Two (or more) car household? Can multi-car insurance save you £1,000s? Are multi-car policies worth it? Suzanne emailed: "Husband had three cars on multi-car, followed your guide and bought three [separate] policies, saving £1,400." Yet forumite BoredwithbeingIgnored says: "Over three cars (incl our 18yr old son's), we saved £4,600 as Admiral MultiCar policy reduced it to a much more manageable £2,600. Thanks MSE." So we can categorically say multi-car is the cheapest... for some... and costly for others. That, er, helps. Read on...
Of course it doesn't stop there. There's far more help in our full Cheap Car Insurance and Under-25s' Car Insurance guides, including bagging additional cashback, how comprehensive can be cheaper than third party, and how to haggle. |
British Gas customers can get a £225/yr discount. Based on typical usage. See Martin's British Gas discount blog for how. The big freeze: Your travel and work rights. Brrrrr. Help if hit with a cancelled/delayed flight or train, or you can't make it to work. See your freezing weather rights. Free £50 Tempur travel pillow. A dreamy deal just for lying down. Pillow talk New. Vanquis to repay £169m to cardholders - ensure you don't miss out. The regulator has cracked down on the card firm (including some Vanquis-issued Argos, Aquis and Chrome cards). Are you owed £100+? Hot iPhone 8 & Samsung S8 contracts with 4GB data. It's usually cheapest to buy the phone upfront and pair with a cheap Sim - but these deals for Vodafone newbies win by about £50 over the contract. There's a 64GB iPhone 8* for £250 upfront or 64GB Samsung S8* for £160 upfront when you use the £50-off MSE50 code (to input, click 'add', not your return key - and ignore the £25-off code there). They're both then £23/mth on 2yr contracts with 4GB data, unltd mins & texts. They're not MoneySaving but if you'll do it, this is the cheapest way. See our iPhone & Samsung guides for more. Can you reclaim £1,000s of council tax? Use our free check & challenge tools to find out, in case you missed the Martin Lewis Money Show this week. Related: Council tax discounts for severe mental impairment |
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Revealed: The credit score killers Unique new analysis into what hurts and helps in your quest to become financially fanciable Apply for credit and each lender scores you by its wish list of what it thinks makes a 'good' customer. The higher your score, the more it'll likely fancy you. Credit reference agencies tap into this by selling 'credit scores'. While somewhat meaningless - as each lender has its own system - they're an indicator of how you'll look, so worth checking regularly.
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Sky to hike TV & broadband prices. Some bills could rise by £36/yr. How to beat the rise (and if you can leave your broadband contract penalty-free, see above for hot alternatives). Eurostar London-Amsterdam from £35 1-way - but can you get 'em? Full analysis incl how the new direct route compares to flying and ferries, plus 28 more Amsterdam MoneySaving tips. 30% EXTRA off Polo Ralph Lauren at designer outlets. In store, via voucher. See Polo Ralph Lauren 30% off. Ends 5pm today (Wed). £20 cashback on top travel spending card. Specialist travel credit cards don't charge the usual 3%-ish fee on spending or withdrawals abroad, so you get near-perfect rates. Apply in time for the Halifax Clarity (eligibility calc / apply*) and it gives £20 cashback when you first spend in a foreign currency by Sat 31 Mar (eg, on a hotel). Repay IN FULL to avoid the 18.9% rep APR interest on spending and to minimise it on cash withdrawals, where it's charged daily till fully repaid. Full info in Travel Credit Cards. £9 magnolia plant, norm £34ish. MSE Blagged. Or two for £13, four for £19. Pink and white blooms. Van Meuwen 5 MILLION cards blocked at some petrol pumps, incl Asda & Tesco. Check if you're hit in pump blocks. £3.50 photo mug delivered (norm £11). MSE Blagged. Good for Mother's Day. Ends Mon. Personalised mug |
AT A GLANCE BEST BUYS
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Beat the 'Beast from the East' The Siberian blast has hit hard and may last till Saturday - here's how to stay warm & save money At the risk of stating the bleeding obvious, it's cold, really cold - with snow, frost and freezing temperatures blasting the country in what could be the coldest winter snap in over 25 years. So as we sit here at MSE Towers with woolly hats, ear muffs and thermals at the ready, here are five tips to help you save on your energy bills given your radiators may be working overtime...
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10 kids' books £10 delivered. MSE Blagged. 200+ titles incl Peppa Pig and The Velveteen Rabbit. £1 kids' books Mother's Day couriered bouquets £20-£25. It's a week on Sunday. Incl £20 Tesco roses or a mixed bundle, and 100-stem bouquet at M&S for £25. See all Mother's Day deals. 'I RECLAIMED £9K PPI' - SUCCESS OF THE WEEK £24 beauty box (£100ish indiv). MSE Blagged. Incl Monuskin mask, Rodial lip liner etc. 1,000 avail. Beauty box |
THIS WEEK'S POLL How do you rate your broadband provider? We can tell you which the cheapest providers are, but to find out if their customer service is any good, we need your help. So tell us how your broadband provider has performed over the past six months. How do you rate your broadband provider? First Direct tops our banking customer service poll (again). Last week in our biannual poll, we asked you to rate your bank account's service over the last six months and received 6,800+ responses. For the eighth year running, First Direct claimed top spot, with 91% of its customers voting it 'great' and just 2% 'poor'. At the other end RBS retained the wooden spoon, with a whopping 29% of its customers considering it 'poor' and only 28% 'great'. See full banking poll results. |
MONEY MORAL DILEMMA Can I spend less on a second wedding gift? I'm going to my mate's second wedding (he was married before but got divorced) and I'm wondering if I can get away with spending less on the present. I got him a big gift the first time and I think it's crazy to spend the same again on the same guy. Enter the Money Moral Maze: Can I spend less on a second wedding gift? | Suggest an MMD | View past MMDs THE QUICKIES - Debt-Free Wannabe chat of the week: Should we sell our flat to become debt-free? |
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MARTIN'S APPEARANCES (WED 28 FEB ONWARDS) Thu 1 Mar - Good Morning Britain, ITV, Deals of the Week, 7.40am MSE TEAM APPEARANCES (SUBJECTS TBC) Wed 28 Feb - BBC Cumbria, Money Talks with Ben Maeder, from 6pm |
QUESTION OF THE WEEK Q: I moved my mum on to a water meter, and her bills have dropped from £73/mth to £5/mth. Is there anything I can do retrospectively to challenge the amount she was charged before she went on a meter? Claire, via email.
Though you can't get back your old overpayments, that's an amazing saving of £68/mth (£816/yr) - everyone should check if they can reduce bills by switching. See Cut your water bills. Please suggest a question of the week (we can't reply to individual emails). |
HELP THE HOMELESS THROUGH THE BIG FREEZE That's all for this week, but before we go... in these subzero temperatures, spare a thought for the many homeless people struggling to keep warm. Charity StreetLink was set up to offer the public a way to act when they see someone sleeping rough. You can alert StreetLink to a homeless person you're concerned about by calling 0300 500 0914 or using its website - so they can get connected to local services. For more info see StreetLink. We hope you save some money, |
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