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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
Ho-ho-dough again. MORE free money to help cover Christmas costs
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Are you one of 600,000+ low-income working households now eligible for universal credit? The 'work allowance' increase is now in place, meaning some can earn £42/mth more without losing UC. This means about 600,000 more households are eligible, and others may receive more. Who should check? If you've less than £30,000/yr household income, it's worth using our 10-min benefits calculator to check, especially if you've kids (this doesn't mean you'll get it, just it's worth investigating), but some earning as much £50,000/yr with 2+ children and high rent may be due too. Check if you're due a share of £74m in unclaimed Premium Bonds prizes? Over 2m prizes are unclaimed. Our new Are you owed a share of £74m Premium Bonds? story shows how to check, even if you've lost the paperwork. Cheapest 'day two' PCR travel tests £40 (or speedy £55). New rules mean you must quarantine until you test negative after travel abroad. So it's a balance between result speed and price. Our updated Cheapest Covid travel tests has full info. Travel refund rights if holiday blocked: Holidaymakers with trips to the likes of Portugal, South Africa, Spain and Switzerland face disruption due to new Covid-19 testing and quarantine requirements. Our Refund rights news takes you through what you can do if affected. £78 of No7 make-up & skincare for £25. Including mascara, lipstick, primer and more. New No7 set Ends Fri. Easy £25 cashback on top 22mth 0% spending card. Until 11.59pm on Fri, accepted M&S Bank 22mth 0% purchases card* newbies (use eligibility calculator to see if you'll be accepted) applying via our links get £25 cashback if spending £100 on the card within 90 days. So you could just pay it off IN FULL for the cashback, though this is a top 0% card, so if you NEED to borrow for a planned, affordable one-off spend, this is the cheapest way as there's no interest. Golden rules: 1) Always pay at least the minimum monthly payment. 2) Clear the debt before the 0% ends or it's 21.9% rep APR interest. Full help & more options in 0% spending cards (APR examples). Amex £5 cashback on £15+ spends at 1,000s of LOCAL stores. We're usually unable to mention deals from smaller shops as our email goes out UK-wide, so we're delighted to include this Amex £5 off deal. It's on from Sat, but you need to register first - and pay the card off IN FULL to avoid interest. Ends Thu. 108Mb fibre (MEGAFAST) Virgin broadband and line '£18.40/mth'. MSE Blagged. Till 11.59pm Thu, Virgin Media newbies can get this 108Mb-speed deal for £23.95/mth, plus a £100 bill credit (so you pay nothing for the first 4mths). Factor that in and it's equivalent to £18.40/mth over the 18mth contract. Yet only 52% of UK homes can get Virgin, so the link's to our broadband comparison tool to check your postcode and other deals too. Thu 8.30pm ITV: The Martin Lewis Money Show LIVE on 'energy bills - help, what do I do?' Over to Martin: "We're amid an energy crisis. Bills and direct debits are being hiked. Prices are unprecedented. There's still mass confusion about what to do. So with winter rearing its head again, I'm going to help you navigate the crisis and give you peace of mind. Plus of course the latest must-knows in my news-you-can-use. Do watch or set the Betamax." |
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Get PAID £16 to check your credit report and score Checking your file is a regular must-do, so seize the day, as you can earn by doing it now Having a healthy credit report is one of the cornerstones of good financial management. The information on it impacts your ability to get a mortgage, credit card, loan, mobile phone contract, bank account and more. Yet in a recent MSE poll, nearly 38% of respondents admitted to not checking it even once in the last ten years. So now is the time...
PS, cashback is never certain, but as both services above are free, you've not lost money if it doesn't track properly. |
'I saved £360 a year by getting a water meter.' Our success of the week comes from MoneySaver Derek, who recently switched to metered water bills. He emailed: "We had a water meter installed a few months ago and our monthly direct debit went from £56 to £26." Please send us your MoneySaving successes on this or anything else. 90% off 1mth's 'tailored' dog food (so £25 worth for just £2.50). MSE Blagged. Add info about your dog (breed, age, dietary requirements and more) and it creates a recipe especially for your furry friend. Tails dog food Martin: 'What makes us human?' Martin was invited to answer this question by BBC Radio 2's Vine show. The interview afterwards looked at his career, somewhat uncomfortably grief and more. Read his answer and listen to his moving interview. £148 of nail polish for £28 delivered (was £59). MSE Blagged. 1,000 available. 24-piece Ciate Advent calendar. Ends today (Wed). Free Braille, large print or audio CD letter from Santa. Visually-impaired children can get a letter from the big fella for free via the RNIB. Bobbi Brown 25% off. For example, £26 Smokey Eye mascara for £18. Bobbi Brown Have you tried haggling with Sky, BT, the AA or other service providers this year? We need your help to find the firms it's easiest to haggle with. If you've done it, tell us how it went in our 1-min haggling poll. |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL Have you haggled with Sky, BT, the AA or any other companies this year? Did you succeed? It can result in big savings - on anything from digital TV and broadband to breakdown cover and car insurance. Each year we try to gauge the success rates of those who have done it. So whether you've got cheaper prices, extra goods or better deals, please let us know how successful you've been in this week's poll. |
MONEY MORAL DILEMMA Should I start using the employee discount card from my old job again? I used to work for one of the big supermarkets, where I had a 20% employee discount card. When I left I was told the HR department would deactivate the card, but three years on it's still active, even though I've told them about it three times. My partner's view is we should start using it again as it's their error, but I disagree because it's a benefit I'm not entitled to. Enter the Money Moral Maze: Should I start using the employee discount card from my old job again? | Suggest an MMD |
MARTIN'S APPEARANCES (WED 1 DEC ONWARDS) Wed 1 Dec - Ask Martin Lewis, BBC Radio 5 Live, 1pm. Listen to past episodes MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Thu 2 Dec - BBC Radio Manchester, Morning with Michelle Dignan, from 9.40am |
'MY KENWOOD MIXER'S STILL GOING STRONG AFTER 60 YEARS'... WHAT'S THE OLDEST PRODUCT YOU USE? That's all for this week, but before we go... MoneySavers on our social channels have been proudly sharing the oldest things they have that still work perfectly. A 100-year-old Singer sewing machine was the oldest, with a 60-year-old Kenwood mixer, a Pyrex mixing bowl bought 40 years ago, a 37-year-old Henry vacuum cleaner and countless electric carving knives from the 1980s also standing the test of time. Let us know the oldest product you still use in our Facebook post - or just take a trip down memory lane. We hope you save some money, stay safe, |
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