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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
How to max your savings returns... Fixed-rate savings, where you lock money away, are by far the highest-paying route for lump sums, with the longest fixes now paying as much as 4.6%. That's great news, but you need to be wary about the interest option you pick, as it can mean unnecessary tax. Let's start with a simple table of top savings...
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Fixed-rate energy deals are back - but should you do it? The first energy fix in over a year has launched, but it's not available to everyone, and are they worth it anyway? Read Martin's Ovo one-year fix analysis. Also: New £301 'benefits' cost of living payments start on 25 April - are you eligible? See Cost of living support. Ends 11.59pm Wed. Amazon up to 40% off sale - what's hot, what's not. Lasts about 48 hours. So far, we've seen Samsung earphones £69 (was £139), Shark cordless vacuum £193 (was £350). See our full Amazon sale analysis. Martin: 'Urgent tax reclaims if you're either married | Had a PPI payout (even years ago) | Wear a uniform | Are employed.' To get max gain, you need to do this by 5 April. Martin's must-see tax-year-end video Ends Thu. Cheapest ever superfast 264Mb Virgin broadband & line '£18.40/mth'. MSE Blagged. Newbies can get this Virgin Media 264Mb broadband & line deal (available to 55% of the country) for £23.95/mth, with no price rises until next spring. As it comes with an automatic £100 bill credit, you'll pay nowt for four months, unless you make calls - so it's equiv to £18.40/mth over the 18mth contract. Can't get Virgin in your area? Use our Broadband comparison for the top deals. MSE's epic Easter egg taste test - can cheap choc beat the posh stuff? With 100 taste testers (our biggest yet), and eggs ranging from £1.25 to £12, we see if it's worth giving the cheaper ones a crack. Easter egg taste test Aldi 40% off outdoor items code - includes garden furniture, pizza ovens and more. Online only. Stock can be limited, so go quick. Aldi Invest £50, get a FREE £50 back. 1,900 left. This frankly ridiculous Wealthify deal came back last week, and there's still a few left. Newbies putting £50+ into Wealthify's robo-investments get £50 cashback after a year. So invest £50, wait, and then you get your money back, so whatever the investment's worth in a year is a win. Even if they flop, at worst you break even. Full details, pros and cons in Robo-investing cashback. 'Use it or lose it.' Only a week left to fill up your 2022/23 ISA, JISA and LISA allowance. See Martin's ISA 'use it or lose it' warning. Not everyone should do it, but if you should, go quick. How to beat April's 17% mobile and 14% broadband price hikes. This and more in the new The Martin Lewis Podcast - listen through BBC Sounds, Spotify, Apple and more. |
Pet insurance going cheep, and meow, and woof... As if the food, treats and fun little novelty outfits didn't cost enough, pet insurance can add serious cash to the upkeep of your furry, scaly or feathered companions. Yet there's no NHS for pets, and with medical costs high - removing something from a dog's stomach can cost £1,200, and a small cat wound £500 - you could face tough decisions without cover. Our full Cheap pet insurance guide has a menagerie of tips to reduce costs, but here's a brief walkies through...
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Passport Office strikes start next Monday - your rights if applications are delayed. Home Office guidance to allow 10 weeks hasn't changed, but delays could derail holidays. Your passport strike rights Ends Thu. Longest balance transfer deal 31mths 0% (3.49% fee). A balance transfer's where you get a new card that clears old cards for you, so you owe it instead, but at 0% interest. MBNA's up to 31mth 0% card (3.49% fee)* ends Thursday, though NatWest's 30mth 0%* has a lower (2.99%) fee and isn't an 'up to' - all accepted get the full 0%. Check if you'll be accepted: Our 0% eligibility calculator shows your personal chances for most top cards. Golden rules: Repay at least the monthly minimum, clear the card before the 0% period ends, or they jump to the 22.9% and 23.9% rep APRs. Full help in Top balance transfers. Base rate up (again) to 4.25% - what it means for your mortgage and savings. Let's be honest, you're likely used to the impact after 11 successive rises. But just to be sure, you can read our full analysis in Base rate hike. Spring sales: Next 50% off, Asos up to 70% off, Ikea up to 50% off and more. See our full sales round-up. 'I saved £200 on my car insurance using your tips.' Our success of the week comes from Deborah, who emailed: "I was quoted £453 to renew my car insurance (compared to £351 last year). I used the comparison strategies [through MSE Compare+] you suggested and got the same cover for around £250. Next year I will try for quotes earlier, in the sweet spot, rather than putting it off. Thanks MSE." If we've helped you save (on this, or owt else), please send us your successes. |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL Do you carry a wallet or purse? This week's Money Tips email leads on Martin's Wallet Workout - but in this digital age, how many of us still carry a wallet or purse? Let us know in this week's poll. Almost 90% of MoneySavers have some form of ISA. Last week, we asked how many of you have an ISA, and more than 4,500 responded. The majority do have an ISA, with stocks & shares and fixed-rate ISAs the most common, followed by easy-access cash ISAs. There was a clear age divide, with those aged 50+ much more likely to have an ISA than younger responders. See the full results. |
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MONEY MORAL DILEMMA I bought a second-hand smart TV - should I use the previous owner's streaming services? I recently bought a second-hand smart TV from a charity shop. When I got it home and connected it to the internet, I found I am able to access the previous owner's film and TV streaming services, including those that are paid for. I don't have the budget to subscribe to these myself, and I work nights, so provided I only use them a little bit during the day when the previous owner's unlikely to want to, would it be wrong to do so? [MSE note: It's usually against the T&Cs, but we'll leave you to decide on the morals of this.] Enter the Money Moral Maze: I bought a second-hand TV - should I use the previous owner's streaming services? | Suggest a Money Moral Dilemma |
MARTIN'S APPEARANCES (WED 29 MAR ONWARDS) Wed 29 Mar - Good Morning Britain, ITV1, 6am MSE TEAM APPEARANCES (SUBJECT TBC) Tue 4 Apr - BBC Radio Cambridgeshire, Mid-morning with Amir Suleman, from 10.45am |
NAN'S 50-YEAR-OLD CARDIGAN & A DRESS FROM THE '40s... WHAT'S THE OLDEST CLOTHING YOU WEAR? That's all for this week, but before we go... our MSE Forumites have been celebrating the joys of durable clothing as they compare their oldest outfits. Some of the most impressive examples include a jumper bought in 1975, a 30-year-old scarf, a black lace dress from the 1940s, and a 34-year-old cashmere coat. Many mentioned clothes they'd inherited from their late parents or grandparents, with a 1970s lambskin coat and a more than 50-year-old cardigan that's been passed down through three generations the highlights. And special mention goes to the Forumite who made a cotton blouse when they were 18 that they still wear today - aged 65. Add yours in the What's the oldest item of clothing you still wear? MSE Forum discussion. We hope you save some money, |
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