![](https://pixel.app.returnpath.net/pixel.gif?r=8bc6952e6a606dddf03dc0296ed21ba80f6d9f9b&c=272b5d67d35a48258fde25bd210d2cc9)
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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
Time to mobilise! Cut your phone bill
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Ends 11.59pm Thu. Barclays FREE £175 for new switchers. This Barclays FREE £175* is revolutionary for the high street giant, as it's the first time we can remember it offering newbies upfront cash to switch (so it's especially good for regular switchers who have got the bonus everywhere else!). You need to start a switch to it by Thu, so go quick. You also get access to a linked 5.12% saver. For full eligibility info and more free cash options, see Best bank accounts. Martin's Child Benefit warning. Are you a couple who receive it OR don't claim as you earn £60k+? Watch his crucial 3min video as you could be missing £1,000s of state pension due to a Child Benefit admin glitch. Two-day warning. Tesco shopper? Urgently spend/extend £16m of expiring Clubcard vouchers. Act by 30 Nov. Clubcard alert Coupons: 'Free' £2 Popchips popcorn, 'free' £2 kombucha shot, plus £1 off Nestlé cereal, Dr Oetker pizza & more. See 50+ November supermarket coupons. Important: Do you have a Power of Attorney? More important than a will & not just for older folks. Watch Martin's Power of Attorney video briefing for how it works, and how to get one. From Fri. £5 back on three £15+ Amex spends at 1,000s of LOCAL stores. We're usually unable to mention deals from smaller shops as our email goes out UK-wide, so we're always delighted to include this American Express Shop Small deal. You'll need to register first - and pay the card off IN FULL to avoid interest. Shop Small National insurance cut from 12% to 10% - use our updated calc to see what it means for you. NI for employees will be cut on 6 Jan - see NI news for more, then use our updated Income Tax & NI Calc to see how it'll affect your take-home pay. Why 6 Jan? Martin's guess is "cos nowt else is changing then, so as it's an election year, Govt can point and say, 'your take-home pay's higher - we did that'". More Autumn Statement news: Watch Martin's analysis (incl pensions, wages, benefits) and read our Autumn Statement round-up. Ends Mon. 75% off National Express for Amazon Prime members. For travel till 31 Jan. Take the National Express £10 Baileys at Tesco & Sainsbury's. But you'll need a Clubcard/Nectar card. Baileys. Please be Drinkaware. Savings, savings, savings (and energy bills) - The Martin Lewis Money Show Live, 8pm tonight (Tue), ITV1. Over to Martin: "Tonight I'll be talking through everything savings, following a similar path to what I've written at the top of this email - but talking you through it and taking questions. Plus of course the 5% Energy Price Cap rise and all you need to know on that too. Do watch, or set the Betamax (if you miss it, catch up later via ITVX)." |
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Martin's Alert: 'You'll pay more for energy in Jan than ever before' Minimise the impact with my need-to-know & do checklist
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New. Beat 5% energy hikes, Richard Osman guests, Autumn Statement practicals & more... Another jam-packed pod that explains what the Energy Price Cap rise means for you, plus lots more. Listen to the new The Martin Lewis Podcast via BBC Sounds, Spotify, Apple Podcasts and more. £45 Elemis overnight face cream vs £6 Aldi - plus more cheap beauty lookalikes. Aldi's launching some new 'dupes' this week, so MSE Rhiannon's analysed how they (and others) compare with the posh beauty brands. 50% off Radflek radiator reflectors, eg, three for £14.25 delivered (normally £22). MSE Blagged. These energy-saving packs are always popular with MoneySavers, so the 1,000 available will likely go quickly. Radflek 'I got £620 back with Martin's help after my flight was cancelled.' Our success of the week is from Sam, who said: "I wanted to share my success after listening to Martin talking on flight cancellation compensation. I contacted British Airways as it'd cancelled our flight back from New York to London. Completed its simple online form and it's confirmed it will pay out £520 (plus a £100 voucher for the entertainment screen not working!). Huge thanks." If we've helped you save (on this, or owt else), please send us your successes. Posting Christmas prezzies? Royal Mail will collect 'em for free. Normally up to 72p per item. Pass your parcel Book Christmas delivery or collection slots NOW for Asda, Tesco & more. Most stores still have a few slots left... see our supermarket-by-supermarket round-up. Missing the £300 benefits-related cost of living payment? Here's how to get it. It's been automatically paid to millions on qualifying benefits in recent weeks. If yours hasn't arrived, check you're definitely eligible, then report it. The MSE Forum Advent calendar 2023. From 1 Dec, discover a festive thread behind each door. Advent-ageous |
AT A GLANCE BEST BUYS
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CAMPAIGN OF THE WEEK Help improve kids' digital skills with free coding and tech gadgets. The BBC, in partnership with Micro:bit Educational Foundation and internet registry Nominet, is giving primary schools 30 FREE micro:bit devices each - these pocket-sized computers can help children take their first steps into coding and prepare for a digital future. Teachers must register for a free micro:bit set before Mon 18 Dec. Parents, check with your child's school to see whether it's signed up. |
THIS WEEK'S POLL How do you rate your broadband provider? We can tell you which broadband providers are cheapest, but to keep our customer service ratings updated, we need your help. So please let us know how you rate your broadband provider by voting in this week's poll. Are the days of sweet-talking check-in staff to get a free upgrade on flights over? Apparently so... Some 82% of respondents to last week's poll haven't been upgraded for free in the last three years. Though of those who were, almost 75% were simply given the upgrade, no questions asked, and about half were upgraded at the gate. See full results. |
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MONEY MORAL DILEMMA Should I refuse to pay the service charge when eating out and only tip for exceptional service? I've just moved to London from the south-west of England. Restaurants are expensive and normally charge at least 12.5% for service. I visited a café where I was annoyed to be charged the 'dine in' rate of almost £2 more per item, and then charged extra for service too. I paid it to avoid coming across as rude, but I think people working in London earn enough not to expect additional money for service unless it's out of this world. Am I right? Enter the Money Moral Maze: Should I refuse to pay the service charge when eating out? | Suggest a Money Moral Dilemma |
MARTIN'S APPEARANCES (WED 29 NOV ONWARDS) Wed 29 Nov - Ask Martin Lewis, BBC Radio 5 Live, 1pm |
FROM NUTELLA TO NESCAFÉ - WHAT'S BEEN YOUR MOST SURPRISING DOWNSHIFT? That's all for this week, but before we go... an easy way to slash your grocery bill is to take the Downshift Challenge. You drop a brand level on groceries, and if you can't taste a difference, stick with the lower level. We asked MoneySavers about their tastiest downshifts and it was no surprise to see Aldi highlighted by many, specifically its cheaper replacements for Heinz soup, Nescafé instant coffee, Jacob's cream crackers, Fruit Shoots and Nutella. Other popular shifts included Asda's washing powder replacing Persil's, Tesco's wheat biscuits pipping Weetabix, and some strong advocates for M&S and Morrisons baked beans over Heinz. Do you agree? Tell us your most surprising downshift in our Facebook and Twitter conversations. We hope you save some money, |
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