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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
News. Two free-cash bank switch deals pulled in the last week It's not you, it's them. The on-off relationship with bank switching seems to be moving into an off stage. Since last week's email, both Santander and TSB have pulled their free-cash bank switch offers. Now only two biggies remain - they're not saying they're due to end imminently, but closing dates can and do change quickly... Switching's usually quick and easy. You need to go via the bank's 7-working-day switch service, which closes your old account and auto-moves your balance, standing orders & Direct Debits. Once done, any payments to your old account are auto-forwarded. You'll need to pass a not-too-harsh credit check. Full info in Best bank accounts, but in brief...
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Amazon's stopped free delivery on orders of £25 and over, now it's £35 and over - beat the hike. If you're not a Prime customer, delivery can cost £3.95 to £4.99. See our tricks to beat Amazon delivery charges. £50 off energy STANDING CHARGES via new discounted Price Cap tariff. The new EDF Ensure tracker tariff* was hugely popular last week, so if you missed it, it promises to remain £50 cheaper on dual-fuel standing charges for a year, with unit rates matching the Price Cap. It's a decent option for lower users of all payment types, though you'll need to get a smart meter if you don't have one. Full pros, cons & alternatives in our EDF Ensure review. PS: It's Meter Reading Week. Ends Thu 11.59pm. 132Mb Virgin broadband & line '£21.50/mth'. Switchers in 60% of UK homes can get this Virgin 132Mb broadband for £26.50/mth plus an automatic £90 bill credit. Factored in, that's equivalent to £21.50/mth over the 18mth contract. Full comparison: See MSE Broadband Unbundled.
Ends Sun. £100 bonus if you're saving £10,000+ in top rates. MSE Blagged. Hargreaves Lansdown's* savings marketplace lets you save & move money via different banks after filling in just one form. Via this link, newbies who put in £10,000+ for at least six months get £100 cashback. On £10,000, that's like 1% extra interest for a year - include that and its current top easy-access savings at 4.72% and one-year fix at over 5% smash the best buys. See Martin's 7 savings accounts all savers need know about. £200 Shark steam mop £100 with code. MSE Blagged. 1,900 available. Shark New. How does tax work? Must listen if you do a tax return, have crypto or savings... The new Not The Martin Lewis Podcast, where Martin asks specialists key questions on subjects he doesn't cover, delves this week into tax need-to-knows: Who needs do a tax return? | Crypto tax | How tax codes work | Tax breaks | Hidden savings allowance | Capital gains & more. Do listen... and it's now embedded in our Tax rates guide. |
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This Monday (1 July), the new, lower Jul to Sept Energy Price Cap kicks in. It dictates the rates 85% of homes (in Eng, Scot & Wal) pay - that's pretty much everyone who isn't on a fix. So this is an important time to take a meter reading, check your Direct Debit amount and see if you can switch and save.
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Martin's new podcast: Crucial summer hols must-dos | Get £50 OFF energy standing charges | Worst financial confusions & more. The new The Martin Lewis Podcast covers everything you need to know to prepare for your holiday with less stress, more in your pocket, and lots more thrown in. And just to confuse you, it's totally separate from the Not The Martin Lewis Podcast on tax above. All this and more via BBC Sounds | Spotify | Apple or wherever you like to get your Martin fix. Barclays Blue Rewards customer? It's axing monthly cashback - most should ditch. See Blue shake-up. Ends Thu. FREE three months' Disney+ for some Tesco Clubcard members. Can you get free Disney+? 60% off first Abel & Cole organic fruit and veg box. MSE Blagged. Then 50% off your next two. Veg out Was your Child Benefit delayed a few weeks ago? HMRC has now started paying redress. If you were left out of pocket, it's not too late to claim. See Child Benefit delays update. 'Holiday car hire insurance £400 SUCCESS.' Our success of the week comes from Chris, who emailed after reading our key holiday tips in last week's email: "The email prompted me to let you know about a car hire excess cover success. Last year, we went to a wedding in France and bought excess cover for £6 for a long weekend. Unfortunately, I kerbed the car and was charged £400 repairs. I claimed excess cover and had it all paid back to me, including a cheeky bonus from the exchange rates changing. Will always do it in future. Thanks." If we've helped you save (on this, or owt else), send us your successes. |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL Do you risk going on holiday without travel insurance? For years we've emphasised the importance of getting travel insurance ASAB - As Soon As you've Booked - so you're covered if you need to cancel before you go. That's still crucial (see our Cheap travel insurance guide for more tips). With the summer holidays approaching, whether you're going abroad or staying in the UK, we want to know if you risk going without travel insurance? Vote in this week's poll. Over half of MoneySavers use an app-only bank or savings account. In last week's poll, we asked if you'd ever go for a bank or savings account you could only open and manage through an app on your smartphone, and over 6,500 people responded. More than half (51%) already have one, saying they did so because of better rates or perks, two in five (42%) said they wouldn't, with concerns over security and privacy the main reason. See full app-only banking poll results. |
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MONEY MORAL DILEMMA Should my husband's friends help pay the parking 'fine' he got while giving them a lift? My husband recently went away with two friends on a walking holiday. During one trip, my husband drove them in his car and parked up at a supermarket. After shopping there, the three of them left the car and went on their planned walk - totally oblivious to the car park's time restrictions. My husband just received a £60 private parking 'fine'. If he's unable to fight it successfully, should he ask his two friends to chip in and split the fine three ways? Enter the Money Moral Maze: Should my husband's friends help pay the parking 'fine' he got while giving them a lift? | Suggest a Money Moral Dilemma (MMD) | View past MMDs |
MARTIN'S APPEARANCES (TUE 25 JUN ONWARDS) Wed 26 Jun - Co-presenting Good Morning Britain, ITV1, 6am |
Goodbye, farewell and RIP to our friend Ant Tragically, we lost the lovely Anthony Hill last week. He worked on the MSE Deals team for six years and made a huge number of friends here, before he changed career and moved to Norwich to become fun Mr Hill at his primary school. Ant contributed many things to this weekly email, brilliant one liners (as we call the short notes) that saved people money. So we wanted to pay tribute to him here, a note to the wonderful man that's been lost. Our sympathy and arms are stretched out to his grieving wife Kayleigh and his little girls. Thirty seven is far too young. We will miss you, Ant, |
Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email Financial Conduct Authority (FCA) Note MONY Group Financial Limited is authorised and regulated by the Financial Conduct Authority (FCA FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 3RB. MoneySavingExpert.com Limited is an appointed representative of MONY Group Financial Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |