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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
New. US bank Chase launches hot new account deal...
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As the terrible war in Ukraine continues, here's how you can donate money or help. Is it time to get solar panels? The horrendous energy price rise makes solar panels - which let you generate energy to cover some of your usage - more viable for many who have savings to spend, especially as VAT's just been removed. See our updated Are solar panels worth it? guide. New. Try MSE's revolutionary Car Insurance Multi-Compare tool. For years we've said don't just use one comparison site - combine them, then add in key tricks. Our new Car Insurance Multi-Compare tool does as much of that for you as possible. We launched it last week, and the feedback's been great. Helen emailed: "Brilliant tool. Always dread renewal date, but I used your tool from the email and although my initial quotes came up cheap (£132), the system then pointed me to extra savings - final quote £114. Thank you." Read Martin's full explainer. Extra 20% off Amazon's already discounted 'hidden' Warehouse, including £30 blender for £16. Amazon Warehouse offers returned items at knockdown prices - and since Friday, it's now offering a further 20% off. Amazon Warehouse Ever applied for a loan / credit card and got a higher rate than advertised? Time to change that. We've launched a new campaign to shift the UK back to 'typical APRs', where at least 66% of accepted customers must get the advertised rate. In 2011, an EU rule moved us to the current 'representative rates', meaning only 51% needed to get it. The rest can be charged more, and it's not capped. This is one of a host of our recommendations, and we've significant support - see Rishi Sunak asks regulator to investigate MSE's report on unfair interest rate rules. Flight cancellations - what are your rights? This week Easyjet and BA have both cancelled flights due to staff being off with Covid. With the busy Easter period coming up, we've full details on your refund rights. On a price-capped energy tariff (most are)? Have you done a meter reading? The cap jumped a hideous 54% on Friday. Doing a meter reading now reduces the risk firms will wrongly allocate any of your pre-rise usage to the new higher cost. You've then usually got a week to submit the reading. Smart/prepay meter users don't need to (though still take a picture just in case). Key energy help: What are the price cap unit rates? | Martin's 'Why your energy bill's gone up by over 54%' video | Help if struggling to pay energy bills | Energy mythbusting | Tips to cut usage 15 'lucky dip' hanging basket plants & five packs of seeds for £9 delivered (normally £41). MSE Blagged. Includes fuchsias and petunias. 5,000 available, but not in Northern Ireland & parts of Scotland. Thompson & Morgan |
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HAPPY NEW TAX YEAR... WEDNESDAY (6 APRIL) IS THE FIRST DAY Check your new take-home pay, fill up your LISA for £1,000 free cash, grab a cash ISA? and more
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Ends Thu. Got credit card debt? Pay NO INTEREST for 30 months (1.5% fee) + get £20 cashback. A balance transfer is where you get a new card that repays debt on old cards for you, so you owe it instead, but interest-free. Sainsbury's up to 30 month 0%* is the top-pick long deal for large amounts, as until 11.59pm on Thursday it gives £20 cashback if you shift £2,500+. Though it's best to use our 0% Eligibility Calculator first to see your acceptance odds for this and other top cards. Golden rules: Always repay at least the monthly minimum, and clear the card before the 0% ends or it's 19.9% rep APR interest. For more cards, including longer 0% periods, see Top balance transfers (APR examples). Stamp swap scheme starts - if you've been hoarding, you can swap 'em now. Royal Mail will scrap unbarcoded 'Queen's head' stamps, including 1st & 2nd class, by February 2023. If you won't use all yours, you can now swap 'em for free. £37 Red magazine make-up box with £205 of NARS, Illamasqua and REN in it. MSE Blagged. Normally sells for £60, but we've blagged it for you for £37 delivered. However, we worked out the make-up you get in it would cost £205 if bought separately. 1,800 available. Couldn't make (it) up New. Around 700,000 miss out on passport application fee savings - by not applying online. As Covid travel restrictions ease, here's how to cut passport costs. 24 craft beers for £27 delivered (normally £70). MSE Blagged. Newbies only, no subscription. 1,000 boxes available, though not in Northern Ireland. Flavourly (please be Drinkaware). Achoo - 180 hay fever tablets for £4.79. 'Tis the season, so see our Cheap hay fever meds round-up. |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL Energy smart meters: great tech or a pain in the neck? More than 26 million smart meters have been installed across England, Scotland and Wales. They automatically send meter readings to your supplier, and come with in-home displays to show you your energy usage in real time - so they can help you identify where you can cut back. Yet they're not without issues - for example, older models may go 'dumb' if you switch provider. So what's your opinion of smart meters? Men are more likely to ask for a pay rise. Last week, we wanted to know if you'd ever asked for a pay rise - over 1,800 people responded. Overall, four in 10 had successfully asked for a raise, though men were more likely to request one in the first place, with 63% having done so vs 56% of women. For those who had never done it, being too nervous or not knowing how to bring it up were the biggest obstacles. See full pay rise poll results. |
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MONEY MORAL DILEMMA Is it wrong to buy and sell on a lamp that may be worth more than the owner thinks? I've haggled the cost of a 'marble' lamp I found online down from £10 to £8, but what the seller thinks is marble I believe to be serpentine, and these lamps easily sell for £30 or more. Would it be wrong to buy it then sell it on for a profit without telling the seller what I think it's really made of? Enter the Money Moral Maze: Is it wrong to buy and sell on a lamp that may be worth more than the owner thinks? | Suggest an MMD |
MARTIN'S APPEARANCES (WED 6 APR ONWARDS) Wed 6 Apr - This Morning, phone-in, ITV, 10.55am MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 6 Apr - BBC Radio Manchester, Mid-morning with Mike Sweeney and MSE's Gary Caffell, from 11.40am |
HUNTER WELLIES FOR A FIVER... WHAT'S THE BEST MISPRICED ITEM YOU'VE EVER BOUGHT? That's all for this week, but before we go... MoneySavers have been sharing the mispriced bargains they've bagged that were honoured by the retailer. Top bargains included a 12-bottle case of wine for the price of one bottle, a £40 armchair cover for just 1p, expensive Hunter wellies for a fiver, and even a box set of X-Files videos for £8 instead of £80 (yes, this was a while ago). There are many more on our best mispriced bargain Facebook post - and don't forget to tell us yours too. We hope you save some money, stay safe, |
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