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DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
Are you on a low income? You may be one of 4 million missing out on special cheap broadband
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Grab one of 8,000 totally FREE £50 investments. You just put in £50 & get £50 cashback for it. This is frankly a ridiculous deal. Robo-investment firm Wealthify gives newbies £50 cashback after 12 months on £50 invested. So open an account, put your £50 in and wait - even if your investments flop, at worst you break-even. Full info in Robo-investing cashback. Bulb customer? You're moving over to Octopus soon. Don't worry, your credit balances are protected and you needn't cancel direct debits. Full help and Martin's view in our Bulb sold to Octopus info. Cut credit card interest to 34 months 0% NOW? Last week, we warned you credit card interest rates are on the rise - do read that for full help. But in summary we're worried the top deals, such as Sainsbury's up-to 34-month 0%* may not be around too long (comes with a 2.88% or 3.88% fee, plus it's 21.9% rep APR interest after the 0% ends). Best to first use our 0% eligibility calculator to check your odds of getting most of the top cards. More info in Best balance transfers. Ends Thu. FREE £175 NatWest bank switch bribe. One of the highest total bank-switching incentives is ending - with NatWest* you get a free £175 for switching then a relatively easy £36 a year cashback. Yet there are some arguably stronger alternatives - full details, including crucial eligibility info, in Best bank accounts. Tonight (Tue 8pm), ITV - The Martin Lewis Money Show - END THE SAVINGS RIP-OFF. Over to Martin: "Banks are boosting margins by upping variable mortgage rates, but not savings rates. It's time to take 'em on. I'll show you how to maximise your interest (much like at the top of this email) and take your questions (tweet them using #MartinLewis), alongside an investment adviser. PS: Do also listen to my new The Martin Lewis Podcast via BBC Sounds." |
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Updated. NHS & emergency service discounts, including 10% off Asda plus 20% off McDonald's & Nando's. See NHS discounts. New. Cheapest iPhone 13 contract we've seen - 100GB data for '£31/month'. MSE Blagged. iPhones aren't cheap, but if you're going to buy one, at least do it the cheapest way. This 128GB iPhone 13 comes on the O2 network via MobilePhonesDirect. Until 11.59pm on Saturday it costs £99 upfront, then £27/month (£747 over the two-year contract) for 100GB/month of data and unlimited mins & texts. Want a different handset or a Sim-only deal? See MSE's Cheap Mobile Finder tool. Note: O2 is responsible for the contract, MobilePhonesDirect for the handset. Boots 'Star Gift': £50 Sanctuary Spa set £24.50. 7-piece set, including body wash, hand cream and heel balm. Boots Apple TV+ subscriber? It's hiked prices to £6.99 a month. You can cancel penalty-free at any time, but you might be able to save if you have other Apple subscriptions (such as Music or iCloud). See Apple TV+ price hikes. 'I've saved £100 a month on childcare thanks to MSE.' Our success of the week discovered they could save on childcare costs after reading the MSE email. They said: "I had no idea about the Government's Tax-Free Childcare scheme until I received an email highlighting I could pay for after-school care via its website and save 20%. Thanks to Martin and his team I now save around £100 a month. I am so grateful. Thank you." If we've helped you save money (on this, or anything else), please send us your MoneySaving successes. Law firm April King introduces shock will-storage fee - or a £35 charge to get yours back. The firm sold wills with free storage but is now charging up to £125 to look after them - or, outrageously, a fee to get 'em back. See your rights and alternatives. Related: Cheap and free wills. |
AT A GLANCE BEST BUYS
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THIS WEEK'S POLL When did you last move your savings? With the top rates at their highest for more than 10 years, it's important to check your savings are earning as much interest as they can - and if not, move them (see Top savings accounts for the current best buys). Yet we know switching savings isn't everyone's top priority - so when was the last time you moved your cash into a higher-paying account? In the ninth MSE Annual Census, the average MoneySaver is married without (dependent) kids, earns less than £50,000 a year, gets most of their news from the BBC and - controversially - ranks cheese and onion as their favourite crisp flavour. Find out more about the 17,000+ people who responded in the MSE Annual Census results. |
MONEY MORAL DILEMMA Our friends' wedding is smaller than ours, so should I get them a smaller gift? We're going to a wedding soon and the couple getting married came to ours which was an all-day event with three-course meal and evening buffet. They gave us £30 and a bottle of prosecco as a present. Their wedding doesn't start until 5pm, and only entrées will be served. I'm planning to give them a gift of similar value to the one they gave us - usually I'd spend more, but given their wedding will be a smaller event, is it OK to spend less? Enter the Money Moral Maze: Should I get my friends a smaller wedding gift? | Suggest a Money Moral Dilemma |
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MARTIN'S APPEARANCES (WED 2 NOV ONWARDS) Wed 2 Nov - Ask Martin Lewis, BBC Radio 5 Live, 1pm MSE TEAM APPEARANCES (SUBJECT TBC) Tue 8 Nov - BBC Radio Cambridgeshire, Mid-morning with Jeremy Sallis, from 10.45am |
VINTAGE TENNIS RACKETS AND FIRST-EDITION VINYL - WHAT'S THE BEST TREASURE YOU'VE EVER FOUND? That's all for this week, but before we go... when we read about the Yorkshire couple who found £754,000 of gold coins under their kitchen floor while redecorating, we wanted to know what the best treasure MoneySavers have ever found was. One told us they discovered a 1930s vintage tennis racket in their late grandmother's belongings, which sold for £550. Another bought a copy of James and the Giant Peach for 20p in a charity shop which sold for £180, while a first-edition Pink Floyd album found in a dusty loft was flogged for £200. However, as one user pointed out to those who said they wanted to tear up their floors in the hope of finding treasure, you will find something expensive - the repair bill... Tell us your favourite finds in our Facebook and Twitter conversations. We hope you save some money, stay safe, |
Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email marcus.co.uk, sagasavings.co.uk, chase.co.uk, rcibank.co.uk, tandem.co.uk, sainsburysbank.co.uk, natwest.com, barclaycard.co.uk, bank.marksandspencer.com Financial Conduct Authority (FCA) Note MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 3RB. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |