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Thursday, 23 November 2017
BLACK FRIDAY: Nike code stack, Ryanair sale, John Lewis price trick + 8 freebies...
Tuesday, 21 November 2017
Free cash for Xmas, best of Black Fri, airport lounge code, Prem Bond boost, £4.50 fizz, £10 West End tix, 12GB Sim £12, cheap Easyjet, car tax alert
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Saved cash? Shout it from the rooftops.If this email's ever helped you, please forward it to friends and suggest they get it via moneysavingexpert.com/tips |
Black Friday - bargains or bull? Find out what's hot and what's not Black Friday isn't a day's worth of sales any more, it's more like a frenzied fortnight as stores pump out 'deals' galore through to Cyber Monday. Yet don't fall for the hype - only get what you need and can afford. If you were planning to buy something worth £100 anyway and it's 30% off, it's a saving. If the same item isn't on your list, it's a £70 cost. We've full info & updates on confirmed and predicted offers in our Black Friday deals round-up, here are some of the best...
PS: Black Friday's huge for broadband providers. We've rounded up the best deals below... |
Airport lounge access 1/3 off code. MSE Blagged. A suite deal at Heathrow, Gatwick, Birmingham and Edinburgh (norm £18-£40) for 2018 visits. You can also get two free passes to 100s worldwide via an Amex, and if you're quick it may work for Xmas. Full info in Cheap Airport Lounges. Premium Bond rate boosted from 1.15% to 1.4% - pile in? Read Martin's new Premium Bond analysis. Cheap card for spending abroad NOW pays you £20 the first time you use it. Specialist cards such as this are one of the best ways to spend overseas, because they don't charge the usual 3%-ish fee on spending or withdrawals, so you get near-perfect rates. The Halifax Clarity card (eligibility calc / apply*) also gives £20 if you buy anything in a foreign currency by 31 Mar. You're charged interest on cash withdrawals till it's paid off, but it's usually only small. Repay IN FULL to avoid the 18.9% rep APR. Full info: Travel Credit Cards. £4.50 prosecco via 25% off 6 bottles of wine & fizz. Online and in stores at Tesco (not Scotland). Corking. Pls be Drinkaware. Urgent. Virgin Trains up-to half-price sale, incl London-Leeds £16 rtn, London-Manc £22 rtn. Ends TODAY for East Coast (Ldn-Edin line), for Jan-Mar travel. Then it's on from Thu to Mon for West Coast (Ldn-Glas line), for Dec-Jan travel. All aboard Hot Sim: £12/mth for 12GB data + unlimited calls & texts. MSE Blagged. Three* newbies can get a 1yr contract at £12/mth for 12GB data + unltd mins & texts. You get 'free' roaming in 24 destinations (incl US and Oz) as well as Europe. Full info and other options in Top Sims. |
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Black Fri b'band deals: '£15/mth' standard, £20/mth FIBRE Firms will ram deals down your throat this week, so we've done the legwork to nail the corkers There are already ads galore for Black Friday broadband deals and for most who've spent years with the same provider the savings can be huge. Prices for standard speeds aren't the cheapest we've seen this year - but for faster fibre they're cracking deals. And the big advantage this week is so many firms have offers, if you want to find a favourite you can. But they're NOT ALL AVAILABLE everywhere so we'd strongly suggest you compare broadband deals in YOUR area with our Broadband Unbundled tool, which checks 14 providers including all the biggies.
Note: If Vodafone or Virgin hikes prices during the term, you can leave penalty-free. You can also sometimes get cashback via a top cashback site - but prices and contract lengths vary. |
Warning. DON'T risk losing your car. Is it one of 750,000 untaxed vehicles? The number's tripled since tax discs were abolished in 2014 and despite reminders many forget. Check and avoid a huge punishment £10+ West End theatre tickets incl Aladdin & Les Mis. Massive savings across all seat types if you have a Mastercard. Jan/Feb shows. London theatre Millions of super-cheap Easyjet seats released TODAY (Wed). For Autumn '18, incl Oct half-term. Cheap Easyjet British Gas customer? It's 'ending' standard tariffs - what you need to know. Read our analysis and what you need to do. Ending. Cheap wills - don't leave your family in the lurch. Nov is Will Aid month, letting anyone get a solicitor-drafted will for a suggested £95 charity donation (cheaper than some solicitors' £150ish fee). Plus we've blagged codes for 50% off Which? wills and £50 off Co-op wills. £23 Sanctuary Spa set, norm £45. From Thu, incl body scrub/wash, heel/hand cream and perfume. Sanctuary Spa |
AT A GLANCE BEST BUYS
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How to spend your time helping those in need have a good Christmas You don't have to spend lots of money to get a warm fuzzy feeling this Christmas. Charities are always looking for volunteers to help the homeless, hungry or elderly, and we're shouting about it today as many are doing the prep work now. So we've 5 ways you can help those in need during the holiday season.
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£122ish Nails Inc polish collection £30 all-in. MSE Blagged. 12 polish set incl floral and glitter effects. Nails Inc SUCCESS OF THE WEEK: (Send us yours on this or any topic) "Thank you for your PPI guide's information about Plevin. I had been unsuccessful when claiming previously, but tried again and got a cheque for over £5,000."
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CAMPAIGN OF THE WEEK Have you got the maths skills to spot the best deals? MSE is working with the charity National Numeracy to help people improve their everyday maths. Try the National Numeracy Challenge to assess your skills and get online help if needed. Then join the conversation in the MSE Forum and see how Martin got on. |
THIS WEEK'S POLL How do you rate your energy provider's recent service? Winter's nearly here, the heating's on and while we're all about cutting gas and electricity bills (do a five-min comparison to see if you can save), we know service counts too. So twice a year we test customer service. How do you rate your energy provider's recent service? Those who haggle with Sky and the AA report the biggest success rates. Last week we asked if you've successfully haggled on anything from digital TV and broadband to credit cards, breakdown cover and insurance. From 1,300 responses, those who tried to haggle down their Sky TV and AA breakdown cover were the most successful, with 56% of Sky and 58% of AA hagglers reporting 'big success'. Interestingly, mobile network Giffgaff and insurance provider Age UK proved the least likely to do a deal, with over 70% of you reporting 'no success' with either. See how others succeeded when haggling. |
MONEY MORAL DILEMMA How much should I pay my ex for her share of our flat? I own my flat with my ex-partner, who moved out a year ago. I'm now buying her share - do I buy her out at current market value or the value of the property last year when she moved out? Enter the Money Moral Maze: How much should I pay my ex for her share of our flat? | Suggest an MMD | View past MMDs THE QUICKIES - Debt-Free Wannabe chat of the week: Mopping up the mess. My final DFW diary |
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MARTIN'S APPEARANCES (WED 22 NOV ONWARD) Wed 22 Nov - LBC, Budget debrief with Shelagh Fogarty, from 12.30pm MSE TEAM APPEARANCES (MOST SUBJECTS TBC) Wed 22 Nov - BBC Cumbria, Money Talks with Ben Maeder, from 6pm |
QUESTION OF THE WEEK Q: Can I claim back mis-sold PPI on a deceased person's account if I don't have the account number but do know which bank? Dan, by email. MSE Sam's A: Yes you can. However, you'll need to prove you're entitled to inherit their estate (ie, their money, assets and possessions). Our free PPI reclaiming guide and tool has full info, but for inspiration, one MoneySaver reclaimed £35,000 after her late husband was mis-sold, even though the loan company no longer existed. |
YOUR MONEY MANTRAS TO STOP YOU SPLASHING THE CASH We hope you save some money, |
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