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Saved cash? Shout it from the rooftops.If this email's ever helped you, please forward it to friends and suggest they get it via moneysavingexpert.com/tips |
New. Brit Gas hidden tariff - £130/yr cheaper AND boiler cover included We tell you regularly about switching energy provider, where many can save typically £300/yr on a standard tariff, but let's be honest, most won't switch. Maybe they're confused by the number of tariffs on offer, or scared of an unknown provider. So while this is nowhere near the cheapest, this week we're highlighting the top deal from the biggest name, and whether you're with British Gas or not, it's worth checking out.
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Should you invest in Bitcoin? 4 things you need to know. Read Martin's buy Bitcoin? blog. It's back. £1.50 prosecco trick. It's been massively popular. How to get £1.50 prosecco. Pls be Drinkaware. Ends Mon. Free £125 to switch to 'No 1 service bank' First Direct. Another hot deal's ending. Newbies who apply to switch to First Direct* via our link by 11.59pm on Monday get a free £125 (£100 direct). You also get access to a 5% linked regular savings account and may qualify for a £250 0% overdraft. It's won every customer service poll we've done, with 90% rating it 'great' most recently. Pay in £1,000/mth to get the cash and keep the account free. See Top Bank Accounts. Had an iPhone between 2011 and 2012? You could be due £100s. See iPhone court action. Vax up to 80% off clearance sale, incl £250 vacuum £50. MSE Blagged. Discounts on five items until Tuesday via our special Vax link. 100,000+ have repaid student loans too EARLY. Are you due £100s back? How to check and reclaim: Early student loan repayments. |
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Hot car insurance deals comparisons miss, eg, £60 M&S, £40 Amzn Car insurance costs are still heading north - up 12% in the past year according to the latest MSE Bills Tracker, which uses Office for National Statistics data. The first rule to curb costs is never auto-renew - as insurers usually milk existing customers with sky-high quotes. Instead, do what Sarah did: "Just saved £600 on my car insurance using MSE's tips. Amazing. Thank you." Full help in Cheap Car Insurance and Young Drivers' Insurance, here's our system...
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Heads up. £30 Soap & Glory 'Spa of Wonder' set (norm £60) - from Fri. As forecast in our Xmas Deals Predictor. It's the one many wait for, incl face mask, body wash, body butter etc. Worth £78 bought separately. Soap & Glory Shaving set from Cornerstone for £14 all-in (norm £30). MSE Blagged. High-end, good Xmas gift. Incl personalised razor handle, 6 blades, face scrub, gel and balm. 20,000 avail for newbies. Cornerstone £56 of make-up for £16 - how to nab 'free' gifts, eg, No7, Max Factor & Essie. Ideal stocking fillers. Eye want it all New. BT Sim with 6GB data + unltd mins & texts, '£8/mth' (BT b'band custs only). Via this BT link* newbies pay £13/mth for this Sim-only deal from BT Mobile (uses the EE network) on a 1yr contract. But claim and use the £60 prepaid Mastercard - as good as cash where accepted - and it's equiv to £8/mth. Annoyingly, to claim you must use this Mastercard form 30 days after activation but within 3mths. It's then sent within 60 days. If you're not a BT cust, or you switch away mid-contract, it's £5/mth more. See Cheap Sim-only Deals. £55 Christmas free-range bronze turkey and meat bundle (norm £95). MSE Blagged. Feeds 10-12. Still 900 to gobble up. Incl chipolatas, sausage meat, bacon and goose fat. Delivery 20-22 Dec - you choose. Xmas grub Premium Bonds boosted to 1.4% - find your chances of winning. We've updated our Premium Bonds Calculator to show if they're worth it. Premium Bond Calc |
AT A GLANCE BEST BUYS
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New. Half-price Power of Attorney - for some more important than a will It may seem a strange subject for the festive season, yet this is a family time. While presents under the tree are lovely, a Lasting Power of Attorney (LPA) protects you and your family at any time from the huge stress, hassle and cost if you were to lose your faculties without one. Full info in Power of Attorney. In brief...
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Last chance. Free letter from Santa. For a reply, post kids' letters before Fri (stamp needed). Santa letter HOW TO HAGGLE AND SAVE £££s: SUCCESS OF THE WEEK Superdry £20 prescription specs & £30 sunnies code. MSE Blagged. Norm £99-£109. Via SpeckyFourEyes. |
CAMPAIGN OF THE WEEK Feeling the pressure of paying out for Christmas? If you're worried about your finances this Christmas, debt advice charity National Debtline and MSE are working together on the #peaceofmind campaign. Get free debt advice from National Debtline and chat with people getting a grip on their debt in the MSE Forum. For more information and where to get help, see our Debt Problems guide. |
THIS WEEK'S POLL Do you eat food past its 'best before' date? This week the East of England Co-op joined the likes of online retailer Approved Food and others in selling food beyond its 'best before' date to try to reduce waste (read more on what 'best before' means). When you find food at home past its best before, what do you do? Most of you WOULD cancel Christmas if given the choice. Last week, we asked if you had a CANCEL CHRISTMAS button that'd make the whole thing disappear, would you press it? From over 17,500 votes, a whopping 59% of you would. The only group who wouldn't were parents of school-age or younger kids - and even then, 35% of mums and 36% of dads would still give Santa the boot. Bah humbug. Full breakdown in Cancel Xmas poll results. |
MONEY MORAL DILEMMA Should my husband contribute more to our finances? My husband and I split bills 50/50, despite him earning three times my salary. Is this fair? Enter the Money Moral Maze: Should my husband contribute more to our finances? | Suggest an MMD | View past MMDs THE QUICKIES - Debt-Free Wannabe chat of the week: Debt Destruction December |
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MARTIN'S APPEARANCES (WED 6 DECEMBER ONWARD) Thu 7 Dec - Good Morning Britain, ITV, Deals of the Week, 7.40am. See previous MSE TEAM APPEARANCES (SUBJECTS TBC) Wed 6 Dec - BBC Cumbria, Money Talks with Ben Maeder, from 6pm |
QUESTION OF THE WEEK Q: My handbag was stolen on a train but I've just been told that because I don't have 'all risks cover' I can't claim on my home insurance. I'm so confused - what is the point of insuring all your goods if you can't then make a claim? Mrs Glass, via email. MSE Sam's A: Sadly, many standard home insurance policies only protect your goods while they're in your property - so if you take them outside your home you won't be covered. While it's no consolation in this case, to get valuables insured outside your home you'd need a premium policy or the add-on called 'all risks cover'. However, you may need to specify which items you want insured, and pricey belongings such as jewellery may cost more to insure. Hopefully this can help you in future. See our Home Insurance and 'All Risks Cover' guides for more help. Please suggest a question of the week (we can't reply to individual emails). |
'THE BEST CHRISTMAS PRESENT I EVER RECEIVED COST £1.50' That's all for this week, but before we go... how much should you spend on presents? Of course, the most thoughtful gift isn't always the most expensive. We were reminded of this by one Twitter user who went viral with her heartwarming story of how a £1.50 gift she was given as a child is her most treasured. We'd love to hear your memories, so join our priceless presents discussion on Twitter. We hope you save some money, |
Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email zopa.com, sainsburysbank.co.uk, hitachipersonalfinance.co.uk, firstdirect.com, productsandservices.bt.com, barclaycard.co.uk, confused.com, comparethemarket.com, gocompare.com, moneysupermarket.com, directline.com, aviva.co.uk, ageuk.org.uk, co-opinsurance.co.uk, morethan.com, postoffice.co.uk Financial Conduct Authority (FCA) Note MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). The registered office address of both MoneySupermarket.com Group PLC and MoneySupermarket.com Financial Group Limited (registered in England No. 3157344) is MoneySupermarket House, St. David's Park, Ewloe, Chester, CH5 3UZ. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |
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