![](https://pixel.app.returnpath.net/pixel.gif?r=8bc6952e6a606dddf03dc0296ed21ba80f6d9f9b&c=f68c2f943d424ae2baee577ffe9be0ce)
|
|
|
|
---|
DON'T believe the fake 'Martin Lewis' or 'MSE' ads |
Easy-access savings are the bog-standard basic accounts, so unless you've a huge amount of savings (or have money locked away), the highest easy-access rate is THE MINIMUM you should be earning. Some easy-access accounts have withdrawal or 'who can open' restrictions, so it's good to have one anyone can get, and you can withdraw whenever you want. All savings accounts listed have the full £85,000 UK savings safety protection.
|
Did you know MoneySavingExpert now has an app? All of MSE & more, appificated (is that a word?). Try the MSE app FREE up to £200 bank switch battle. In the red corner: Santander's FREE £200* on its £3 a month Edge account that gives 1% cashback on bills and supermarket/fuel spending, worth £70 to £100 a year on typical bills even after the fee, plus 4% linked easy-access savings on up to £4,000. In the blue corner: First Direct's FREE £175*. It's rated 90% 'great' for service, has a linked 7% regular saver (max £300 a month), plus a £250 0% overdraft for many. Who wins? You decide. Full details and crucial eligibility info in Best bank accounts. Secret Sales code for extra 15% off already-reduced Nike, Ted Baker, Converse and more. MSE Blagged. Sells high-street & designer stock at reduced prices, the code gets extra off. Secret Sales code Virgin Media customer? 13.8% hike coming - but you're free to ditch and switch. Unlike many other firms, its hikes aren't in its contract, so you can leave penalty-free or use it as haggling ammunition. How to beat Virgin hike Ends 11.59pm Wed. Sky 59Mb fibre broadband & line '£18.89 a month'. It's the cheapest Sky newbies deal we can remember for this speed, though other firms do slightly undercut it. Sky 59Mb broadband is £25 a month, but you can CLAIM (don't forget) a £110 prepaid Mastercard. Factor that in and it's equivalent to £18.89 a month over the 18-month contract. Note: there are no price rises in the contract, so you can leave penalty-free if it hikes prices (which it usually does). Compare deals: See the best in your area with our Broadband Unbundled comparison. Speedily find the cheapest supermarket for your groceries. Try the handy free Trolley comparison. Urgent. Prepay energy user? Use your £66 or £67 energy support vouchers NOW. If you've a traditional (non-smart) prepayment meter, vouchers expire after 90 days, with over 100,000 vouchers issued in October estimated to have expired without being claimed. Check yours now. Though if you've an expired one, don't panic, your supplier can reissue. See Prepay vouchers help. Ryanair passenger wins refund in court after Covid-disrupted flight. Could you too? See Ryanair refund. FREE £50 investments. This is frankly a ridiculous deal. If you put £50 (or more) into robo-investment firm Wealthify (it chooses the investments for you to make it easier), then after a year it will give you £50 cashback. So put fifty quid in, get the investment, and then you get your money back, so whatever the investment is worth in a year is a win. Even if your investments flop, at worst you break even. About half last week's cap has now gone. Full info in robo-investing cashback. Tonight (Tue 8pm), ITV, The Martin Lewis Money Show LIVE! Over to Martin: "It's all about family finance this week, children's savings, life insurance, childcare and more. It's no coincidence that's at the top of this email too, there's so much to cover I doubled up, but many find it easier to watch than read. And of course I've my News-You-Can-Use and I answer your questions. Do watch or at least set the Betamax". |
| |
---|
Car insurance costs are predicted to rise this year by 15% - an average of £66 per policy - which is why EVERYONE should check now if they can save. Our cost-cutting system is long tried-and-tested, but last year we souped it up and automated much of it with the MSE Car Insurance Compare+ tool, which we hope will help. Ann got in touch by email recently to tell us about her MoneySaving success: "I used the 'magic time before my renewal' tip and went through the MSE tool. My insurance company's best offer had been £652. I got exactly the same cover for £262. That is nearly £400 saved. Thank you." Full help in Cheap car insurance, but in brief...
|
AT A GLANCE BEST BUYS
|
THIS WEEK'S POLL When did you last use your bank branch? Whether it's down to customer behaviour, cost-cutting or both, banks are closing branches left, right and centre. This month alone, Barclays has said it will close another 30 branches. So this week, we wanted to know when you last used your main bank's branch. Let us know in this week's poll. Chase claims the banking service crown. Last week, we asked you to vote in our biannual banking customer service poll, and nearly 4,000 people responded. Chase Bank UK was at the top of the table, with 94% of customers rating it 'great' and just 1% rating it 'poor'. Starling Bank was close behind, with 91% rating it as 'great'. Meanwhile, 39% of Barclays customers rated it 'poor' for service. See the full bank service poll results. |
MONEY MORAL DILEMMA What should I do with the money I was overpaid for the Christmas party I organised? Before Christmas, I organised a party at a restaurant for about 35 people. I paid the bill on my credit card, which worked out at £29.15 each, then most people transferred money to me electronically afterwards. Many rounded up what they owed to £30, meaning I now have an extra £25. But I don't feel right keeping the money, and I'm not sure what to do with it. Enter the Money Moral Maze: What should I do with the money I was overpaid for the Christmas party I organised? | Suggest a Money Moral Dilemma |
MARTIN'S APPEARANCES (WED 1 FEB ONWARDS) Wed 1 Feb - Ask Martin Lewis, BBC Radio 5 Live, 1pm MSE TEAM APPEARANCES (SUBJECTS TBC) Thu 2 Feb - BBC Radio Leicester, Mid-morning with Summaya Mughal, from 11.35am |
WHOPPERS AND ICE CREAM... WHAT MONEYSAVING FIBS DO YOU TELL YOUR KIDS? That's all for this week, but before we go... a couple of years ago, parents on the MSE Forum told us about MoneySaving fibs they tell their children. The discussion was revived recently, with one Forumite remembering their dad telling them to put their pocket money in the 'savings box' under the stairs... which they eventually realised was the gas meter. Some of the thread's original classics were ice cream van-related, with fibs including that the van only plays music when it's run out of ice cream or that it's driven by the notorious Child Catcher from Chitty Chitty Bang Bang. Read more truth-bending tales in the what MoneySaving fibs do you tell your kids? MSE Forum discussion. We hope you save some money, stay safe, |
Important. Please read how MoneySavingExpert.com worksWe think it's important you understand the strengths and limitations of this email and the site. We're a journalistic website, and aim to provide the best MoneySaving guides, tips, tools and techniques - but can't promise to be perfect, so do note you use the information at your own risk and we can't accept liability if things go wrong. What you need to know This info does not constitute financial advice, always do your own research on top to ensure it's right for your specific circumstances - and remember we focus on rates not service. We don't as a general policy investigate the solvency of companies mentioned, how likely they are to go bust, but there is a risk any company can struggle and it's rarely made public until it's too late (see the Section 75 guide for protection tips). We often link to other websites, but can't be responsible for their content. Always remember anyone can post on the MSE forums, so it can be very different from our opinion. Please read the Full Terms & Conditions, Privacy Policy, How This Site is Financed and Editorial Code. Martin Lewis is a registered trade mark belonging to Martin S Lewis. More about MoneySavingExpert and Martin LewisWhat is MoneySavingExpert.com? Who is Martin Lewis? What do the links with an * mean?Any links with an * by them are affiliated, which means get a product via this link and a contribution may be made to MoneySavingExpert.com, which helps it stay free to use. You shouldn't notice any difference; the links don't impact the products at all and the editorial line (the things we write) isn't changed due to them. If it isn't possible to get an affiliate link for the best product, it's still included in the same way. More info: See How This Site is Financed. As we believe transparency is important, we're including the following 'un-affiliated' web-addresses for content too: Unaffiliated web-addresses for links in this email gohenry.com, hyperjar.com, revolut.com, santander.co.uk, chase.co.uk, kroo.com, nationwide.co.uk, santander.co.uk, firstdirect.com, sainsburysbank.co.uk Financial Conduct Authority (FCA) Note MoneySupermarket.com Financial Group Limited is authorised and regulated by the Financial Conduct Authority (FRN: 303190). MoneySavingExpert.com Ltd is a company registered in England and Wales. Company Registration Number: 8021764. Registered office: One Dean Street, London, W1D 3RB. MoneySavingExpert.com Limited is an appointed representative of MoneySupermarket.com Financial Group Limited. To change your email or stop receiving the weekly tips (unsubscribe): Go to: www.moneysavingexpert.com/tips. |
No comments:
Post a Comment